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Practical guides for everyday questions and life’s bigger financial moments. Always in plain English.

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20 guides

What happens to my money if a financial app shuts down or gets hacked?

If a fintech app shut down or got hacked, what would actually happen to your money? Here’s where it really sits, and what protects it either way

Can I afford to help my kids through university?

Helping your children through university can become a significant long-term commitment. See how to estimate the support you want to provide, understand when the costs will arise and consider how it fits alongside your other plans.

How do I plan financially for a career break or redundancy?

A career break or redundancy can change far more than your next pay cheque. Learn how to understand the income gap, what resources you have available and how the change could affect the rest of your financial plans.

Is Open Banking safe?

Open Banking is designed to be a secure way to share financial information. Open Banking services are regulated in the UK, use bank-level security and keep you in control of what you approve.

What is Open Banking

Open Banking gives you a secure way to connect your bank account to MoneyAngel. With your permission, it helps build a clearer picture of your finances and highlight useful opportunities while keeping you in control of what you share.

How much should I have in savings by 30?

There is no single amount you need to have saved by 30. See what UK data tells us, why averages only go so far, and how to work out what your savings need to do next.

How do I save towards more than one goal at once?

You do not have to choose one savings goal and ignore the rest. See how to balance several goals, understand the trade-offs and decide what matters most to you.

How much deposit do I need for a house?

Compare 5%, 10% and 15% deposits, see how a bigger deposit could widen your options and turn your target into a realistic savings plan.

What government schemes exist to help first-time buyers?

Compare the main first-time buyer schemes across the UK, see where they apply and understand the costs, rules and trade-offs before exploring your options.

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